Non-QM Mortgage Processing

Mortgage

Clear to close, weeks sooner

Partners & customers

Meet Dot , the processor of your dreams. She works your non-QM files—DSCR, bank statement, portfolio—and answers borrowers in minutes, not days.

Run Dot with your own team, or let our processing partner handle the work. Either way, your files never sit still.

Answer borrowers instantly

A message that lands at 5 a.m. is answered at 5 a.m. Borrowers stop waiting on your inbox—and files stop waiting on borrowers.

Work every condition

From conditional approval to clear to close, every condition is tracked, chased, and accounted for—with your team in command of what goes out. Nothing slips, and nothing sits.

Catch what gets conditioned

The large deposit nobody caught. The statement that doesn’t add up. The value that doesn’t match the file. Dot surfaces them early, not fifteen days into a three-layer condition.

Answer the money questions

What’s my payment? Is my DSCR above 1? Where did the income calc land? Done, documented, and ready before the borrower finishes asking.

Two ways to work with Dot

Your processing team.
Or ours.

Get Dot for your team, or combine Dot with human processors through our Clear Path Processing partnership. We’ll tailor a proposal to your operation.

Dot

Your team. Powered by Dot.

The AI agent workspace for your mortgage processing team. Dot helps gather and review documents, track lender conditions and keep loan-file communication moving.

Your processors run the files. Dot handles the follow-up.

For teams keeping processing in-house.

Talk about Dot

Dot + CPP